Junior Credit Assistant

Job Summary

Padma Jyoti Group is hiring a Junior Credit Assistant for our automobile business operations. This role supports the credit and collections process by maintaining accurate customer/partner records, assisting with credit checks, and ensuring timely follow-up to reduce overdue receivables.

Key Responsibilities

• Assist in preparing and updating credit-related records for customers and dealers, including credit limits and payment status tracking.

• Support credit verification activities by collecting and checking necessary documents and information for new and existing accounts.

• Coordinate daily follow-ups with customers/dealers for pending invoices, overdue payments, and required payment confirmations.

• Reconcile basic credit/receivable entries using supporting documents and resolve discrepancies by coordinating with internal teams.

• Prepare simple reports on receivables aging, outstanding balances, and collection progress for management review.

• Support month-end documentation and audit readiness by ensuring credit and receivable files are complete and organized.

• Handle multiple tasks across invoicing/receivables coordination, follow-ups, and record updates while maintaining data accuracy.

Requirements

• Bachelor’s degree in Management, Business Studies, Commerce, or a related field (or equivalent qualification).

• (FASB) Financial Accounting Standards Board knowledge to support accurate credit/receivable documentation and reporting practices.

• Ability to multitask to manage follow-ups, record updates, and report preparation within tight timelines.

• Ability to perform under pressure to handle collection urgencies and reconcile time-sensitive discrepancies.

• Ability to manage stress and prioritize tasks effectively to keep receivables and documentation work on schedule.

• Ability to work independently and also in a group to support credit operations with both solo follow-ups and team coordination.

• Ability to work under pressure to meet deadlines for reconciliations and month-end requirements.

• Ability to work hard and stay consistent with daily credit/collections routines.

• Basic accounting knowledge of receivables, invoices, credit notes, and reconciliation processes.

• Proficiency in MS Excel for receivables tracking, aging analysis, and data validation.

Nice to Have

• Internship or short exposure to credit and collections, accounts receivable, or dealership/customer finance processes.

• Familiarity with ERP/accounting software used for invoices, ledgers, and receivable tracking in Nepal.

• Experience generating receivables aging reports and maintaining organized documentation for audits.

What We Offer

• On-the-job training and structured onboarding to build credit and receivables skills.

• Exposure to automobile credit workflows, documentation standards, and internal processes.

• A supportive work environment with guidance from senior finance and credit teams.

• Opportunities to grow within the finance/credit function based on performance and reliability.