Credit Analyst
- Industry Other
- Category Customer Service
- Location Kathmandu, Nepal
- Expiry date Apr 11, 2025 (4 days left)
Job Description
About UsAward Global, founded in 2005, is a group company with five offices in Australia, China, and the Philippines. We integrate real estate development and sales, property management, financial services, and international remittance.
Since our inception, Award Global has provided comprehensive financial services to various clients, including Chinese Australians, international students, and individuals overseas. Our services cover home loan financing, real estate investment advice, fund and wealth management products, business investment solutions, property management, and foreign exchange transfers. With a wealth of local experience in real estate development, we also offer project development and trusteeship services for high-value investors.
Over the past 19 years, Award Global has operated with the corporate ethos of "Integrity-Based, Diligence-Oriented." We have established 24 branches in major cities such as Sydney, Melbourne, Brisbane, Canberra, Adelaide, Perth, and other locations, with our services extending across all regions of Australia and New Zealand.
We hold a leading market share in the mortgage broking industry, with total cumulative settlements exceeding $20 billion—a figure expected to grow. Our standardized management approach and high-quality customer service have made us the largest one-stop financial service group in Australia, dedicated to helping you settle down and purchase property in the country.
Key Responsibilities
Credit Assessment
- Review borrowers' requirements and objectives to ensure that reasonable inquiries are made in accordance with responsible lending and best interest duty guidelines.
- Take appropriate steps to verify each borrower's personal information and financial situation to confirm their ability to meet all repayments without facing significant hardship.
- Maintain a thorough understanding of products and lender credit policies to ensure that applications are suitable and likely to be approved.
- Strictly adhere to the company’s risk control and compliance policies, and proactively propose risk control measures when necessary.
- Collaborate with brokers to prepare application forms for clients, gathering the required supporting documents and NCCP files.
- Draft a summary for the application submission and submit it to lenders once it has been acknowledged by brokers.
- Coordinate with internal and external stakeholders to facilitate the loan processing for approval and settlement.
- Keep accurate notes during the application processing stage.
- At Least one year of Relevant Industry Experience, in Australian Mortgage Industry.
- Bachelor’s degree, preferably in Finance, Accounting, or a related business field.
- Strong command of English, capable of fulfilling all duties in English.
- Excellent interpersonal and communication skills.
- Attention to detail.
- Effective time management and teamwork abilities.
- Excellent Mission and Culture
- Meaningful Work
- Competitive Market Salary
- Comprehensive health and medical insurance
- Opportunities for personal development and growth
- Regular team-building and social events
- 5 Working Days per week
- Additional Bonus, Monetary & Non-Monetary Perks
